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Nauti Josh
Deckhand

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USA
7 Posts
Initially Posted - 11/09/2008 :  07:19:06  Show Profile  Visit Nauti Josh's Homepage
I was wondering how much insurance is on a C250?
Joshua Dent - Central Florida

2006 JY15
next sailboat Catalina 250 W.K.
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John Russell
Master Marine Consultant

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USA
3444 Posts
Response Posted - 11/09/2008 :  08:50:53  Show Profile
That's highly dependent on where you insure it. I spend less that $300/yr. I've heard stories of considerably more in your part of the country.
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Dave Bristle
Master Marine Consultant

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Djibouti
10005 Posts
Response Posted - 11/09/2008 :  10:08:42  Show Profile
You also have options on how you insure against losses on your own boat--deductables, agreed-on value, replacement cost, etc. What isn't optional is liability coverage, unless you have an extra half million stashed away. You can go onto boatus.com, play with the variables, and get quotes. The same is probably true for a few other majors.
Edited by - Dave Bristle on 11/09/2008 10:11:13
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Nautiduck
Master Marine Consultant

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USA
3704 Posts
Response Posted - 11/09/2008 :  13:47:32  Show Profile
We use BoatUS and pay $378 per year for:

$20,000 Agreed Value of boat
$500,000 Liability
$800,000 Fuel/spill Liability
$5,000 Trailer
$500,000 Uninsured Boater

$200 deductible for boat
$50 deductible for trailer

Yours will likely be higher because you live in hurricane country.
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SCnewbie
Navigator

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166 Posts
Response Posted - 11/09/2008 :  17:07:28  Show Profile
Check with Traveler's. Mine is insured anywhere in the US and is around 250 a year. Mine is/was kept moored and not in a slip or on the trailer which makes it more.
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jerlim
Master Marine Consultant

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USA
1484 Posts
Response Posted - 11/09/2008 :  17:40:00  Show Profile
Also look into Progressive - they had the best rates for us, about $260, for basic coverage.
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KD4AO
Navigator

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USA
202 Posts
Response Posted - 11/10/2008 :  08:54:48  Show Profile
Progressive for me in SW Florida runs just over $300.
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Nautiduck
Master Marine Consultant

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USA
3704 Posts
Response Posted - 11/11/2008 :  18:36:12  Show Profile
FYI, since BoatUS and West Marine are affiliated, BoatUS sent me 5 $10 coupons for WM when we re-upped our insurance. Since I do buy things at WM that effectively took $50 off the insurance.
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piseas
Former Treasurer

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USA
2017 Posts
Response Posted - 11/12/2008 :  16:09:19  Show Profile  Visit piseas's Homepage
Joshua, Around $300 but every state is different in costs. Check with those in your area. I am an insurance agent and even after getting a commission, BoatUS for me in CA was cheaper than Progressive who I sell and is a good company. Stay with main ones. Sometimes your auto will give you a discount if you buy another policy. Good luck.
Steve A
Edited by - piseas on 11/12/2008 16:10:29
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Nauti Josh
Deckhand

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USA
7 Posts
Response Posted - 11/12/2008 :  17:49:35  Show Profile  Visit Nauti Josh's Homepage
Thanks for everyone's input!
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Notice: The advice given on this site is based upon individual or quoted experience, yours may differ.
The Officers, Staff and members of this site only provide information based upon the concept that anyone utilizing this information does so at their own risk and holds harmless all contributors to this site.