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Catalina/Capri 25/250 Sailor's Forums

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totalled boat

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jellyfish
Navigator

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USA
171 Posts

Initially Posted - 02/10/2003 : 12:54:45

a few weeks ago I was asking for advise on new gell coat/paint job. well between then and now a winter squall broke loose the Jellyfish and completed ruined the side and motor. the insurance adjuster totalled the boat out. I have been wanting to move up to a C30 guess it going to be sooner than I expected.

Edited by - on

Buzz Maring
Master Marine Consultant

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USA
1775 Posts

Response Posted - 02/10/2003 : 13:10:03

That is AWFUL news! <img src=icon_smile_sad.gif border=0 align=middle>

If anything like that ever happens to my boat, they're going to have to lock me away ... I'd go crazy (yes, I know, I'm almost there already).

I hope everything turns out OK. If you move up to a Catalina 30, be sure to stick around the Forum.

Good luck, Dan ... 'hope you find the perfect boat!

Buzz Maring, C-25 SK/SR #68, "Freya"
<img src="http://im1.shutterfly.com/procserv/47b3df23b3127cce9306a9b3abad0000001010" border=0>

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jellyfish
Navigator

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USA
171 Posts

Response Posted - 02/10/2003 : 15:12:02

thanks Buzz, when April and I went down to the dock to unload our personal effects(we have more stuff on the boat than at the house LOL) we sat down and cried. this boat has meant more to our sanity and well being than any other one thing I could think of. we are strickly cruisers. we spend every weekend on her from March though Nov and spend at least one day a week during Dec thru March. she will have to be replaced very soon.

Edited by - on

Derek Crawford
Master Marine Consultant

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USA
3324 Posts

Response Posted - 02/10/2003 : 15:32:55

Very sorry to hear about that, Dan. I know how it feels to lose a prized boat.
Derek

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n/a
deleted

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163 Posts

Response Posted - 02/10/2003 : 16:58:52

If you know any good fiberglass guys have them take a look and see how much the damage is. Insurance guys go on the age of the boat and depreciation, not how good the condition is. Hope everything works out; if not, good luck with the 30. I know just how you feel. We went down to the boatyard the day after Hugo. Rowed out around the breakwater, and NO BOAT! Rowed back in, and noticed poor Teasel tied in a slip with bent stanchions, one winch gone, and deep gouges in her port quarter. The mooring pennant failed at the chain/rope interface. It took until the middle of the next sailing season to get her fixed, but she's still going strong.

Edited by - on

OJ
Master Marine Consultant

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USA
4382 Posts

Response Posted - 02/10/2003 : 17:59:24

That's not a bad silver lining! But it's hard to see something you've put so much work into be destroyed.

Edited by - on

Dave Seely
1st Mate

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46 Posts

Response Posted - 02/10/2003 : 20:31:19

You might want to see if the insurance company will sell the boat back to you. If you have invested a lot in sails, hardware, standing and running rigging ect. it might be worth considerably more than the insurance company realizes. That will give you the options of trying to repair it, part it out or finding a cheep hull to tranplant your good parts to.

Edited by - on

Brooke Willson
Admiral

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USA
983 Posts

Response Posted - 02/10/2003 : 20:39:09

I don't know if totalled boats are the same as totalled cars, but we've been driving a totalled car for years. As far as the insurance company is concerned, totalled means they will only pay you the worth of the car/boat, not what it costs to have her repaired. If repairing the boat (or the car) is considerably less than buying a new boat (or car), then think before you invest in something else. The insurance company has a vested interest in you buying something more expensive so they can charge you more for insurance.

On the other hand, if you repair the boat, you can still have it fully insured.

Brooke

Edited by - on

Dave Bristle
Master Marine Consultant

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Djibouti
10005 Posts

Response Posted - 02/10/2003 : 22:24:15

Really tough luck, Dan...

Using the car analogy, if you wanted to repair the boat, you'd have to essentially buy it back from the insurer after they pay you for it. They'd probably ask what they estimate they could theoretically get in salvage, but will probably take less since disposing of it will cost them some.

Anyway, it sounds like you're on your way to where you want to go next--the C-30 is a fine craft. As you know, the biggest differences are probably (1) headroom and (2) the inboard auxilary.

Good luck in your next quest...

Dave Bristle - 1985 C-25 #5032 SR-FK-Dinette-Honda "Passage" in SW CT

Edited by - on

mroettersr
Navigator

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USA
148 Posts

Response Posted - 02/11/2003 : 00:05:21

I've heard of cases where a settlement negotiated with the insurance company included keeping the car in the case of a totalled auto. This saves the insurance company money in disposal costs and sometimes legal challanges to their assessment of a so-called totalled asset. You may want to propose accepting their settlement including the keeping your boat.

Mike Roetter
'83 C25 #3568 SK/SR
Marblehead on Lake Erie

Edited by - on

Dennis Pierce
1st Mate

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USA
59 Posts

Response Posted - 02/11/2003 : 07:43:34

We've owned two Cat-30's, a '76 and an '81. One was a 3 cylinder diesel and the other an Atomic 4 gas. The diesel was a smelly slug and the vibration was bad. The extra 5 feet is in the head and galley. Wheel steering and the fact that you can walk on deck are big pluses.

Take your insurance money and move up to a 30!

Dennis Pierce
Gypsy Witch #1719

Edited by - on

jellyfish
Navigator

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USA
171 Posts

Response Posted - 02/11/2003 : 11:16:06

thanks for all the advice and support. I have been in the insurance biz for 18 yrs and owned my own agency for 8. After doing the math and considering the effort I would have to put forth to restore the boat, Im going to take the cash and run. It will be prime sailing weather here soon. I had rather be sailing than hanging around a boatyard for the next couple of monthes. If anyone is interested, I may be able to buy the boat back for $2000 or less. The boat is sound, she just looks like hell on the starboard side. She needs a new motor and motor mount. She is a tall rig, fin keel, 1987, traditional layout, marine head. thanks again! Dan

Edited by - on

RichardG
Admiral

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USA
990 Posts

Response Posted - 02/11/2003 : 11:24:17

Sounds like her next voyage may be to www.Bentboat.com

RichardG 81 C25 SR/FK "Sanity"

Edited by - on

Dave Bristle
Master Marine Consultant

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Djibouti
10005 Posts

Response Posted - 02/11/2003 : 11:26:36

<BLOCKQUOTE id=quote>quote:<hr height=1 noshade id=quote>
Wheel steering and the fact that you can walk on deck are big pluses.
<hr height=1 noshade id=quote></BLOCKQUOTE id=quote>
Friends have a C-30 with a tiller, and having steered with a stick before I ever used a wheel, I like it even on that boat. I certainly agree on the 30's nice side decks... Going over the top on the C-250 might be better than squeezing around the shrouds on the C-25.

Dave Bristle - 1985 C-25 #5032 SR-FK-Dinette-Honda "Passage" in SW CT

Edited by - on

Champipple
Master Marine Consultant

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USA
6855 Posts

Response Posted - 02/11/2003 : 13:01:52

Tough break...

As you can see there are a lot of options out there. If the Insurance company lets you keep the boat, but your not interested in totalling her yourself, or interested in paying to fix her up, you can always buy the C-30 and try and post the 25 here?

http://www.yachtsalvage.com/

D. Wolff - "The Flying Wasp" #401 sr/sk
Chief Measurer C-25/250 National Assn.
<img src="http://www.flags.com/dreamimages/Flags/measurer.jpg" border=0>

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Bryan Beamer
Master Marine Consultant

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USA
1038 Posts

Response Posted - 02/11/2003 : 18:51:55

Jellyfish

<BLOCKQUOTE id=quote>quote:<hr height=1 noshade id=quote>If anyone is interested, I may be able to buy the boat back for $2000 or less. <hr height=1 noshade id=quote></BLOCKQUOTE id=quote>

Is that with the trailer?

Bryan Beamer
<img src="http://im1.shutterfly.com/procserv/47b3dc23b3127cce9462f2858f2b0000001010" border=0>
Daylight Again
C250wk #495

Edited by - on

osmepneo
Past Commodore

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USA
1420 Posts

Response Posted - 02/12/2003 : 06:19:36

Gee, Dan, what a disaster! <img src=icon_smile_sad.gif border=0 align=middle>

But out of disaster often comes blessing (the silver lining). You now have the resources to make a move you planned on and are ready for. Go for it.

We recently had a disaster at our lake house and through it were able to do part of the expansion we had planned for some time in the future. Phase 3 of a three phased project, but the insurance company paid for half.

so, now they pay for part of a C30, Good luck.

Don Peet
c25, 1665, osmepneo, sr/wk
The Great Sacandaga Lake, NY

Edited by - on

jellyfish
Navigator

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USA
171 Posts

Response Posted - 02/12/2003 : 11:10:16

Bryan, no trailer but the boat and sails are sound

Don, that is the way Im trying to look at it. now if I can find a good used C30 for around 25-30k I will be one happy camper!

Edited by - on

Steve Milby
Past Commodore

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USA
5938 Posts

Response Posted - 02/12/2003 : 13:10:21

Dan,

I've been looking at prices of C-30s recently, and you should be able to find a nice one in that price range. Do a search at yachtworld.com

Steve Milby "Captiva Wind" C-25 T/FK #2554

Edited by - Steve Milby on 02/12/2003 13:11:43

Edited by - on

Bryan Beamer
Master Marine Consultant

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USA
1038 Posts

Response Posted - 02/12/2003 : 13:31:27

<BLOCKQUOTE id=quote>quote:<hr height=1 noshade id=quote> I've been looking at prices of C-30s recently, and you should be able to find a nice one in that price range. Do a search at yachtworld.com

Steve Milby "Captiva Wind" C-25 T/FK #2554

<hr height=1 noshade id=quote></BLOCKQUOTE id=quote>

Steve, are you thinking of moving up to a c30?

Bryan Beamer
<img src="http://im1.shutterfly.com/procserv/47b3dc23b3127cce9462f2858f2b0000001010" border=0>
Daylight Again
C250wk #495

Edited by - on

Bryan Beamer
Master Marine Consultant

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USA
1038 Posts

Response Posted - 02/12/2003 : 13:36:25

Jellyfish

<BLOCKQUOTE id=quote>quote:<hr height=1 noshade id=quote> Bryan, no trailer but the boat and sails are sound<hr height=1 noshade id=quote></BLOCKQUOTE id=quote>

If I had a way to get that boat back to Colorado I would take it.

No I'm not giving up my c250wk, but I would like a project boat to fix up. Me and a friend of mine where talking about that just the other day.

Bryan Beamer
<img src="http://im1.shutterfly.com/procserv/47b3dc23b3127cce9462f2858f2b0000001010" border=0>
Daylight Again
C250wk #495

Edited by - on

Leon Sisson
Master Marine Consultant

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USA
1893 Posts

Response Posted - 02/12/2003 : 15:01:44

Bryan Beamer,<BLOCKQUOTE id=quote>quote:<hr height=1 noshade id=quote>... I would like a project boat to fix up. Me and a friend of mine where talking about that just the other day.<hr height=1 noshade id=quote></BLOCKQUOTE id=quote>You Sir, have gone completely mad.<img src=icon_smile_big.gif border=0 align=middle> And your buddy too, unless he was trying to talk you out of taking on a project boat. I suggest you be institutionalized to protect you from your self destructive urges. Do traditional wooden boat building schools have padded cells for dormatories?<img src=icon_smile.gif border=0 align=middle>

-- Leon Sisson (veteran of way too many projects, boat related or otherwise)

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jellyfish
Navigator

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USA
171 Posts

Response Posted - 02/12/2003 : 16:01:22

Steve, there are 6 C30s listed for sale by owners in Sailboat Trader mag here in FLA. I guess Im going to be spending the next few weekends traveling around to find the best deal. I would really like to have a 85 or newer, tall rig, wing keel, and all the options I can find for the money. Hanged up on the gas v- diesel, Dennis had mentioned that he had had both and liked the gas better. oh well the search is on!

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Bryan Beamer
Master Marine Consultant

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USA
1038 Posts

Response Posted - 02/12/2003 : 16:26:13

<BLOCKQUOTE id=quote>quote:<hr height=1 noshade id=quote>You Sir, have gone completely mad. <hr height=1 noshade id=quote></BLOCKQUOTE id=quote>

Funny, I've heard that before.<img src=icon_smile_big.gif border=0 align=middle>

My buddy bought a 1970 Coronado 25 for $4000.00, redid the whole interior last February. Looks good, said he had fun and would like to do it again. Plus, I know a great fiberglass guy.

Bryan Beamer
<img src="http://im1.shutterfly.com/procserv/47b3dc23b3127cce9462f2858f2b0000001010" border=0>
Daylight Again
C250wk #495

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