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jmeadows
1st Mate

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52 Posts

Initially Posted - 01/19/2004 :  09:37:07  Show Profile
In two years it will be time for me to retire and I'm thinking of relocating to an affordable location which offers year around sailing. It's a toss up between a good sailing lake and the shore. Both have pros and cons, a lake maybe has less severs weather and purhaps is more affordable. On the other hand being a desert lake sailor it would be fun and interesting to change.

Does anyone out there have any great locations they feel like sharing.
The key word here is affordable

Jim Meadows
"Aloha Friday" (for sale) Sold
1989 Tall Rig - WK
Lake Pleasant, AZ

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ClamBeach
Master Marine Consultant

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3072 Posts

Response Posted - 01/19/2004 :  10:13:57  Show Profile
My goal is 5 years out... and like you, I'm already pondering a retirement location.

You might consider some locations outside the US... the number 1 rated retirement location for Americans is La Paz... (Baja California). I'm also considering the San Carlos area (Mexico), Loreto (Baja) and perhaps further down in Costa Rica. For maintaining a "US" lifestyle, you're looking at about a 50% reduction in living costs... if your needs are simple the reductions will be bigger.

To explore these locations further, I plan on trailer-sailing the Sea of Cortez, beginning in the fall of 2005. Hmmm... by your signature, you have a WK and are within easy driving distance of the Sea of Cortez..


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jmeadows
1st Mate

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52 Posts

Response Posted - 01/19/2004 :  10:39:37  Show Profile
I looked into that area, but was told that Medicare will not cover you in Mexico. However, you can be covered by private insuance plans.

You might want to check it out
2005 could be a fun trip if nothing else, always have room for a fellow sailor

Thanks for the response


Edited by - jmeadows on 01/19/2004 10:42:06
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Steve Milby
Past Commodore

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USA
5902 Posts

Response Posted - 01/19/2004 :  11:09:33  Show Profile
<blockquote id="quote"><font size="1" face="Verdana, Arial, Helvetica" id="quote">quote:<hr height="1" noshade id="quote">I...was told that Medicare will not cover you in Mexico. However, you can be covered by private insuance plans.<hr height="1" noshade id="quote"></blockquote id="quote"></font id="quote">
I just learned that there are health care plans available that cover "catastrophic care." They are only available for limited periods of time (usually about two years), and they have a fairly high deductible (about $2,000.), so you have to pay for ordinary trips to the doctor, but they cover the cost of any catastrophic injury or illness, up to about a $million. The cost is rather reasonable by comparison with most health insurance plans, although the cost varies from company to company. Shop for the best price and coverage. They have certain limitations, but you should discuss them with your insurance agent if your health care plan won't cover your travels.

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B.Jones
1st Mate

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39 Posts

Response Posted - 01/19/2004 :  13:04:46  Show Profile
Let me put my .02 cents in and a plug for the Tennessee River. I live in Chattanooga and although we do have some cold weather you can, and I do, sail all year. Also, if you so desire, you can go down the Tennessee and Tenn-Tom to the Gulf of Mexico and have the best of both. I'm sure the price of living is much less here then the coast.

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JimB517
Past Commodore

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USA
3285 Posts

Response Posted - 01/19/2004 :  13:09:14  Show Profile  Visit JimB517's Homepage
I don't know what is affordable to you, but you can consider San Diego. It costs about $300/month to slip the boat. Expect to rent an apartment for about $1500. Food, fuel, play some golf, see a show - I think you could live easily and well on $3000 / month and sail every day. You can trailer to Baja - Bahia de los Angeles, La Paz, etc. or trailer north to the San Juans in summer. Or buy a bigger boat and do the liveaboard / cruiser thing. No hurricane season. No rain. Always warm. Light to moderate winds every day. Calm seas.

The only problem with the West Coast is the dire lack of cruising locations (compared to Florida - east coast).

Let me put in a shameless plug to get you to join the San Diego fleet!

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lcharlot
Master Marine Consultant

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Antigua and Barbuda
1301 Posts

Response Posted - 01/20/2004 :  01:02:35  Show Profile
<blockquote id="quote"><font size="1" face="Verdana, Arial, Helvetica" id="quote">quote:<hr height="1" noshade id="quote"><i>Originally posted by JimB517</i>
<br />I don't know what is affordable to you, but you can consider San Diego. It costs about $300/month to slip the boat. Expect to rent <hr height="1" noshade id="quote"></blockquote id="quote"></font id="quote">

I agree with what Jim says here. If you can afford it, San Diego has a lot to offer a sailor - especially year-around warm weather. And unlike Florida or the Gulf Coast, no thunderstorms (or at least they're rare). The only problem is cost-of-living (especially housing), which is pretty high anywhere in Southern California. Central California has the San Francisco Bay Area and Sacramento/San Joaquin River Delta, with over 1000 miles of navigable water, and if the cost of housing in the Bay Area is too high, the Central Valley towns in the Sacramento-Stockton-Modesto corridor are a lot more affordable and only a two hour drive to the Bay Area. From anywhereon the West Coast, the San Juan/Gulf Islands - one of the world's premier cruising areas - are accessible within a one or two day drive.

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Captain B
1st Mate

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USA
88 Posts

Response Posted - 01/20/2004 :  08:57:36  Show Profile
Florida!!!Florida!!!Florida!!!
Cheers. I'm going sailing today!

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Derek Crawford
Master Marine Consultant

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USA
3321 Posts

Response Posted - 01/20/2004 :  10:24:00  Show Profile
Central Texas!! No hurricanes, no tornadoes. Year-round sailing. Relatively inexpensive housing and living costs. And very friendly people...
Derek

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Frank Hopper
Past Commodore

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Pitcairn Island
6776 Posts

Response Posted - 01/20/2004 :  14:16:30  Show Profile  Visit Frank Hopper's Homepage
<blockquote id="quote"><font size="1" face="Verdana, Arial, Helvetica" id="quote">quote:<hr height="1" noshade id="quote"><i>Originally posted by Derek Crawford</i>
<br />Central Texas!! No hurricanes, no tornadoes. Year-round sailing. Relatively inexpensive housing and living costs. And very friendly people...
Derek
<hr height="1" noshade id="quote"></blockquote id="quote"></font id="quote">

Are there any good lakes around Fredricksburg?

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jmeadows
1st Mate

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52 Posts

Response Posted - 01/20/2004 :  16:13:21  Show Profile
Derek
Is the water level good year around as to allow 12 months of sailing

Somewhere on this forum, I think this pass summer, one lake(Texas?) had some problems. Either to much water or to(sp?) little.

That is a cool part of Texas. I'm in construction and had some projects in the area.

Anyone have any info west of Seattle, across the Sound.

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Derek Crawford
Master Marine Consultant

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USA
3321 Posts

Response Posted - 01/20/2004 :  18:16:29  Show Profile
Frank - Canyon Lake is about 50 miles from Fredericksburg (same distance as my house from the lake).
Jim - we have no low water problems in the lake. It dams the Guadalupe River and is used as a flood control device. We sometimes have problems with too much water (like we did 18 months ago). Our marina charges $221 a month for a C25 including power & water. Yacht club (with super friendly people - even some stinkpotters) dues are $25 a month and it's air-conditioned...
Derek

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cch
Navigator

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202 Posts

Response Posted - 01/20/2004 :  21:26:27  Show Profile
Jim,

Northwest Florida is worth consideration. More water than you can imagine Bay County (Panama City) is 65% water!

We are Colorado transplants and couldn't wait for retirement so moved here and started another business. The sailing here is unbelieveable. I only wish we could retire to be able to enjoy what we have here more fully.

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RichardG
Admiral

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USA
990 Posts

Response Posted - 01/21/2004 :  13:28:42  Show Profile
<blockquote id="quote"><font size="1" face="Verdana, Arial, Helvetica" id="quote">quote:<hr height="1" noshade id="quote">cost-of-living (especially housing), which is pretty high anywhere in Southern California. <hr height="1" noshade id="quote"></blockquote id="quote"></font id="quote">

Very true.

<blockquote id="quote"><font size="1" face="Verdana, Arial, Helvetica" id="quote">quote:<hr height="1" noshade id="quote">Anyone have any info west of Seattle, across the Sound<hr height="1" noshade id="quote"></blockquote id="quote"></font id="quote">

Wet and cold (although infrequent freezing). But when the sun comes out from July - Sept., it's truly glorious.

<blockquote id="quote"><font size="1" face="Verdana, Arial, Helvetica" id="quote">quote:<hr height="1" noshade id="quote">Northwest Florida...sailing here is unbelieveable.<hr height="1" noshade id="quote"></blockquote id="quote"></font id="quote">

I've lived/boated in the Pacific Northwest (Portland), New England (Boston & Southeastern Connecticut) and Southern California (Los Angeles), but until recently had never visited the Southeast (except for plane changes in Atlanta). The last couple years we've visited my inlaws in Gulf Shores, AL (not far from FL) who now winter there (from Detroit area). While I haven't sailed there, I was very impressed by what seems like a sailor's paradise, with a very reasonable cost-of-living and friendly people. I'm guessing the main downside is when the heat/humidity kicks in.

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Tony Dillon
Navigator

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USA
168 Posts

Response Posted - 01/21/2004 :  13:57:24  Show Profile
We are 4 1/2 years from retirement, then the plan is to head for Florida. We love Puget Sound and the San Juans, but much too cold and wet in the winter months. We have been checking into the area around St. Pete. The cost of living seems reasonable and the people we have met there are friendly. The plan is to move up to a larger boat and live aboard.

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eric.werkowitz
Captain

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USA
283 Posts

Response Posted - 01/21/2004 :  18:05:30  Show Profile
Bryan,

You must live across the bayou from me! I live in Wateroaks close to the big blue building.

Eric Werkowitz
C25 #4969

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jmeadows
1st Mate

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52 Posts

Response Posted - 01/24/2004 :  11:30:48  Show Profile
Our marina charges $221 a month for a C25 including power & water. Yacht club (with super friendly people - even some stinkpotters) dues are $25 a month and it's air-conditioned...
Derek
[/quote]

Derek, What is the name of your marina and approx. location on the lake. We have been playing with lot sites on the internet and would like to get some bearings. I think we will be making a trip down to check it out towards the end of the year. Your lake is just a little larger then ours but but we can't match your cost, we are over $350.

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Derek Crawford
Master Marine Consultant

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USA
3321 Posts

Response Posted - 01/26/2004 :  10:09:34  Show Profile
Jim - sorry about the tardy response, but I was at the lake all weekend...
Go to www.newbraunfels.com (that's the closest town to Canyon Lake) and their site has links to just about everything in the area. For the lake itself, go to www.lcyc.net - it's our sister yacht club on the lake (it's also where the rich folk keep their boats!). Our own Club website is being completely redone and is unavailable at present. Both clubs are on the north shore of the lake, off Hwy 306.
Derek

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Frank Hopper
Past Commodore

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Pitcairn Island
6776 Posts

Response Posted - 01/26/2004 :  11:08:31  Show Profile  Visit Frank Hopper's Homepage
<blockquote id="quote"><font size="1" face="Verdana, Arial, Helvetica" id="quote">quote:<hr height="1" noshade id="quote"><i>Originally posted by Derek Crawford</i>
<br />Jim - sorry about the tardy response, but I was at the lake all weekend...
Go to www.newbraunfels.com (that's the closest town to Canyon Lake) and their site has links to just about everything in the area. For the lake itself, go to www.lcyc.net - it's our sister yacht club on the lake
<hr height="1" noshade id="quote"></blockquote id="quote"></font id="quote">
The Photos of the lcyc make it look like there is not much wind in big T. Are they just curse when they hold events?

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Derek Crawford
Master Marine Consultant

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USA
3321 Posts

Response Posted - 01/26/2004 :  12:02:06  Show Profile
We really only have 2 complaints about the wind on Canyon Lake - either there's not enough or there's too much! That's why we carry both a light air and a heavier air 155% genoa and 2 sets of sheets.
So-called "average" year-round winds on the lake are 7 - 9 mph.
Derek

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seads
1st Mate

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USA
90 Posts

Response Posted - 01/26/2004 :  12:34:13  Show Profile
I'll put in a plug for my little corner of the world, Charleston, SC. Great inshore sailing in Charleston Harbor more or less year round (you have to pick and choose your days in Jan and Feb) plus easy access to the Atlantic. Always a good afternoon breeze. Apart from sailing, Charleston is a great city for retirees and young families alike.

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frankr
Captain

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256 Posts

Response Posted - 01/26/2004 :  15:00:29  Show Profile
Year round sailing is a relative term. I found this in a classified section. One just needs to get climatized --

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Buzz Maring
Master Marine Consultant

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USA
1768 Posts

Response Posted - 01/26/2004 :  16:41:38  Show Profile
<font color="blue">Year round sailing is a relative term. I found this in a classified section. One just needs to get climatized -- Frank</font id="blue">

Or maybe "lobotomized"

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triley
Captain

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USA
251 Posts

Response Posted - 01/26/2004 :  21:46:36  Show Profile
Year round sailing souncs good. A little c25 in North Dakota.

Tom

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Frank Hopper
Past Commodore

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Pitcairn Island
6776 Posts

Response Posted - 01/26/2004 :  23:26:34  Show Profile  Visit Frank Hopper's Homepage
I love Kansas.
KSNW WEATHER @ 10:00pm
TEMP: 12o F
WIND: NW 24 mph
HUMIDITY: 70
PRESSURE: 30.17R
Wind Chill: -8o F

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ClamBeach
Master Marine Consultant

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3072 Posts

Response Posted - 01/27/2004 :  09:11:02  Show Profile
"Year round sailing is a relative term. I found this in a classified section. One just needs to get climatized -- " (pic boat in glacier ice)

Heh heh.. that picture was taken in the summer... Last pic I saw from a marina in Alaska the boats were frozen solid in their berths.

NW Calif... mid 50's and raining like a cow pissin' on a flat rock. I can't complain too hard as we did have some glorious weather last week... burned a half-day of vacation and had a nice sail.

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