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Loaning out my C25? So Cal

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rrick
Captain

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USA
261 Posts

Initially Posted - 06/30/2013 : 18:13:32

I'd love to see her used, but I never got around to gathering a crew to step the mast, justify the $50 crane launch fee for a day sail, and no longer have the truck to safely pull her to the boat yard. She sailed nicely before I strapped her down for the trip from North Idaho. Now, this awesome yacht sits in an avocado orchard getting dusty and sun baked. How about this, if you know how to sail these mini-yachts, you got the truck to tow safely both ways and are willing to pay the crane fee you can watch me wave from the dock as you borrow my C25? You get to be the first to use the custom off-shore built Yager mainsail. Your choice of 4 Genoas to fit on the roller furler. All standing and running rigging was replaced last year, too. Go all weekend. Or a day. But plan on at least 4 hours doing up the Alado roller furler and stepping the tall rig. Since this isn't a rental, but a friendly loan, I think my insurance will cover loss if you crash (please don't, outboard is e-start and after that the anchor and VHF 16, also a backup anchor. Just return her to the orchard in Oxnard after a good freshwater rinse as she's never seen saltwater and the keel bolts are still minty.

Is this a good idea? Liability on a loaner? Coverage on a loaner? This is Frank Butler land, what could go wrong?

Molly Brown: 1967 Grand Banks 32-#34. Bronze, mahogany, teak, oak, with 120hp diesel to push all 10 tons. Currently an abuser of the bilge pump. Also... The Tall Rig Spirit: 1978, #973, Cast Fe Fin Keel on a Trailer

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TCurran
Admiral

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USA
588 Posts

Response Posted - 07/01/2013 : 02:53:55

You don't mention if there are any drawbridges along the sailing route

(this happen on a loan)

I'd only loan to friends, and even then, be picky.

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Jefffriday
Navigator

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USA
198 Posts

Response Posted - 07/01/2013 : 04:18:05

Really bad idea, bad things can happen to anyone, and then what have you gained? lots of hassle, possible monetary loss. Looks like little to zero upside for you. If your not going to use her, sell her, while she is still in one piece, just my two cents

Edited by - Jefffriday on 07/01/2013 04:18:51

hewebb
Admiral

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USA
761 Posts

Response Posted - 07/01/2013 : 04:21:51

I would not even consider loaning out my boat except for a couple of sailing friends. You could rig an A frame to step the mast, rent a truck, go spend long weekends on her.

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ftworthsailor
Captain

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USA
279 Posts

Response Posted - 07/01/2013 : 06:30:05

I had to think hard on this one.... I came up with that I would only consider loaning my boat out to another experienced Catalina 25 owner AND someone that I felt would take care of my boat as meticulously as I would. Even at that, I would insist on sailing the first time or two with this person in full control and watch how the boat was handled. As for the insurance, I believe that you can get an insurance binder for liability and comprehension for your boat in the event of any damages or total loss.

I would be very reluctant to LOAN my boat to a total stranger, insurance or not.

R

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Stinkpotter
Master Marine Consultant

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Djibouti
9089 Posts

Response Posted - 07/01/2013 : 07:05:47

I would guess your insurance would cover the loan situation, just as it does for a car... But what's the point? I hate to break it to you, but your boat is an inanimate object, with no feelings or desires. I know, I know, we like to think otherwise.......

But if anything, she is "happier" relaxing on the trailer than, let's say, experiencing a goosewing gybe or being run aground (or lifted by a drawbridge that has snagged a shroud).

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Stu Jackson C34
Admiral

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844 Posts

Response Posted - 07/01/2013 : 09:05:45

I've been sailing for over 35 years and have owned boats since 1982. There is only ONE person I have ever loaned our boat to, a good friend who sailed with me for years. He ran the boat exactly the way I did, 'cuz I taught him how to do so! :) My 25 year old son can't do it. My wife once thought about asking some of her friends to go out with her but never did.

All these years, only ONE person.

NOT a good idea. Sorry.

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rrick
Captain

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USA
261 Posts

Response Posted - 07/02/2013 : 22:02:04

Well, it coincides with the sale, since, right now my word is all that binds she sailed before a 1500 mile tow. If I get feedback from someone who went through the hassle of a launch, rig and test of the custom sail, I could gain selling points.

The other option is I find time, do the above, and store her in a slip for sale in sailing condition, with option to put back on the trailer. This is probably the smarter option, thanks for the feedback on this.

It is just, I have another boat that happens to be my new home and time is short trying to get her ready for the county live-aboard sticker and getting insurance/surveys/fixes. Writing this from free-wifi in a hotel room, after another full day of getting a 7 year neglected yacht ready to live on.

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Stinkpotter
Master Marine Consultant

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Djibouti
9089 Posts

Response Posted - 07/03/2013 : 06:55:46

Maybe your seller could provide a credible reference--even talk to a potential buyer for you... (?) The buyer will probably want a sea trial one way or the other, so the challenge remains.

Edited by - on

OJ
Master Marine Consultant

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USA
4382 Posts

Response Posted - 07/03/2013 : 17:15:04

<blockquote id="quote">quote:<hr height="1" noshade id="quote">Originally posted by Stu Jackson C34
 . . . My 25 year old son can't do it . . .
<hr height="1" noshade id="quote"></blockquote id="quote">Completely understand this! Dad has always been there to catch his mistakes. My son has never had a small day sailor that he can swamp, get wacked in the head a few times, experience stuff on his own that teaches him to really pay attention.

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Stinkpotter
Master Marine Consultant

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Djibouti
9089 Posts

Response Posted - 07/03/2013 : 19:51:56

<blockquote id="quote">quote:<hr height="1" noshade id="quote">Originally posted by OJ
 ...My son has never had a small day sailor that he can swamp, get wacked in the head a few times, experience stuff on his own that teaches him to really pay attention.<hr height="1" noshade id="quote"></blockquote id="quote">Precisely why I preach starting out on a dinghy/daysailer! If it can't capsize, you're not getting it!

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sethp001
Mainsheet C-25 Tech Editor

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814 Posts

Response Posted - 07/03/2013 : 20:42:12

If she's insured for more than she's worth, why not? If somebody crashes her on the rocks, you'll make a dollar. You've got another boat and you're not tied down to her.

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rrick
Captain

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USA
261 Posts

Response Posted - 07/03/2013 : 21:56:43

Agreed hull value is very tempting. About 30% more than my asking price. June Gloom is in full effect, and that radome in my signature is NOT on the C25. Tee hee, send them off on a fateful trip; a three hour tour to the local channel islands. My hand selected crew of a professor, movie star, wealthy couple etc... will do just fine. While they're happily eating abalone and re-starting civilization, I get paid for my "total loss." Leave it to US Park service to ruin everything.

If my time was not restoring the yacht I bought for a live-aboard, I'd gladly love to keep a cool little sailboat. But, my situation states time is better spent on getting into a marina community.

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Stinkpotter
Master Marine Consultant

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Djibouti
9089 Posts

Response Posted - 07/04/2013 : 05:23:07

Now you've given away your scheme to the NSA, the Insurance Institute, the Chinese Army, and half the populations of Nigeria and Ukraine...

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sethp001
Mainsheet C-25 Tech Editor

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814 Posts

Response Posted - 07/04/2013 : 07:35:59

<blockquote id="quote">quote:<hr height="1" noshade id="quote">Originally posted by Stinkpotter
 Now you've given away your scheme to the NSA, the Insurance Institute, the Chinese Army, and half the populations of Nigeria and Ukraine...
<hr height="1" noshade id="quote"></blockquote id="quote">

The Chinese Army has a team of crack Internet operatives dedicated to monitoring this forum.

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