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richmoon
Deckhand

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USA
16 Posts
Initially Posted - 01/20/2002 :  10:20:47  Show Profile

curious as to which company most C25 sailors are using for marine insurance. i received quotes as low as $121 from boatus and
as high as $331 from united marine underwriters for essentially the
same coverage.

anybody have any experiences with ins
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allencl
Navigator

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USA
143 Posts
Response Posted - 01/20/2002 :  10:31:21  Show Profile  Visit allencl's Homepage
We compared Boat US and West Marine and went with Boat US. In addition to the insurance policy, we have the standard TowBoat US package (which we haven't used) as well as their trailer club membership (free, and provides on-the-road assistance if trailer
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Doug
Captain

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USA
457 Posts
Response Posted - 01/20/2002 :  12:34:46  Show Profile
I'm a fire & property claims adjuster dealing with damaged houses and boats. I'd tell you to pick a company with local adjusters and agents. When you have a problem you want someone with a checkbook (or at least authority)right away. I've seen people wait
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Mark Maxwell
Captain

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USA
329 Posts
Response Posted - 01/20/2002 :  13:50:29  Show Profile
I disagree with Doug, (sorry Doug) but it has been my experience that to get the best diamonds you go to a jeweler to get the best fish you go to a fish market to get the best <b>marine/boat</b> insurance you go to the boat specialist. Boat US knows more
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Doug
Captain

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USA
457 Posts
Response Posted - 01/20/2002 :  14:32:43  Show Profile
I'd agree to some extent. Experience counts a great deal. That's why State Farm is the biggest pleasure boat insurer in the U.S. Sure, I deal mostly with houses, but I've also spent a lot of time at docks and yards all over my area looking at boats. I kn
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Mark Maxwell
Captain

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USA
329 Posts
Response Posted - 01/20/2002 :  20:40:36  Show Profile
State Farm <b>is</b> the reputable home owners agency I was talking about. They also are my <b>home</b> insurance carrier and I have nothing but good to say about that coverage.

Sorry Doug that's just been my real world experience. I would like to hea
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Jeff
1st Mate

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37 Posts
Response Posted - 01/21/2002 :  04:37:42  Show Profile
I shopped around a lot and ended up with BOAT US. Reasons: 1. When you call them on the phone they know what they are talking about. 2.They are responsive and don't give you a line of bull or the run around. 3. They actively lobby on behalf of boater
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Doug
Captain

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USA
457 Posts
Response Posted - 01/21/2002 :  20:31:46  Show Profile
Wouldn't presume to comment on the houseboat/ Hobie incident without knowing a lot more, and it's probably not a good idea to even start. I can describe stories both good and bad about almost all of the insurers, but in the end all I want to say is it doe
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Rick Heaverly 86 C25 5382
Navigator

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Belize
206 Posts
Response Posted - 01/21/2002 :  21:26:09  Show Profile
Rich,

I went with BoatUs and the towing option. Prices were by far more competitive. They have local reps also.

So, did you purchase a boat yet? Check with Green Point for a slip?

Rick Heaverly
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richmoon
Deckhand

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USA
16 Posts
Response Posted - 01/21/2002 :  22:15:04  Show Profile
rick,

no boat yet - the more i search the more ken cave's words
echo "you get what you pay for" so my target price moves daily.
that runs contrary to my wife's idea of boating she signed on
for a 3-4k purchase as i now search in the 6-7k range.
my
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Notice: The advice given on this site is based upon individual or quoted experience, yours may differ.
The Officers, Staff and members of this site only provide information based upon the concept that anyone utilizing this information does so at their own risk and holds harmless all contributors to this site.